On-the-job injuries and illnesses can range in degree of severity. Regardless of how seriously injured you or a loved one are at work, there are certain steps you can take to ensure the process is done correctly.
Following the important procedures outlined below when filing a work injury claim will help ensure you have a better chance of receiving workers’ compensation benefits:
Report the injury immediately
You should immediately let management know when you have been injured in a workplace accident. If the issue you are experiencing has resulted in gradual pain over time (occupational illness/injury), report it as soon as you realize the pain or illness is due to the job duties you are performing.
Document the accident properly
When you’re injured, your employer may ask you to fill out an injury report. Fill out the form properly and honestly. Ask for a copy of the paperwork. If they do not have anything for you to fill out, write it down anyway. Give them a copy and keep one for yourself.
Secure a witness
If possible, ask a coworker to make a statement in writing about what happened while you were on the job and how the injury occurred.
See a doctor
Your employer or their insurance company should give you a list of physicians to choose from. When you see the doctor, give them the same information you wrote in your report so that there are no discrepancies.
Be detailed
Lack of detail in writing, as well as when speaking to the doctor, is often the reason for being denied coverage.
Keep record of expenses
If you have incurred any expenses due to your injury, save all receipts.
If you believe you aren’t receiving proper cooperation from your place of employment regarding a work-related injury, you may need to contact an experienced workers’ compensation attorney. This is a last-case resort, but may be a necessary one.